Paul: Good day, guys, it’s Paul Glossop here from Pure Property Investments. Again today, I’m joined by Aaron Christie-David. Aaron, thank you for joining us. Aaron: Thanks, Paul. Paul: Today, we want to talk a little bit more about setting up multiple property portfolios and how finance actually plays a very strong part in enabling people to actually go along the lines of buying not just one investment property but multiple investment properties. And it’s not just the property types you buy, but it’s the property price structure and the finance structure that actually dictates, a lot of the time, how many properties you can buy, when and how. So, Aaron, if you wouldn’t mind sharing with our viewers a little bit more information on that? Aaron: Yeah, sure. A common goal that I get from a lot of clients is, how do I buy 10 in 10, for example, or how do I build a large investment property portfolio. And quite often, getting the loan structure right at the beginning will then help enable them to buy the second, third, fourth and fifth investment property. And I think that’s where clients have a really ambitious goal, and my role, really, as their broker, is to help them get there. A real significant barrier for clients is understanding the loan structure itself. So quite often banks, maybe through a bit of laziness or maybe through not having the foresight for a client’s goal, may cause secure type [SP] properties. What that leads to is clients are a little bit limited on how much equity they can draw out on their investment property, and also, it becomes a little bit tricky when they go to sell that asset, as well, and the costs that are associated with, I guess, undoing all their loans. So that’s one reason. The next is understanding credit policy, and that’s really where, I guess, my strength is, for a client to understand that that loan isn’t going to sit well with that bank, but we can try another lender. And that’s the advantage of working with over 25 different banks, as well. So if it doesn’t work with one lender, or we get a short fourth evaluation for another lender, we’ll try somewhere else, as well. And it’s always in the best interest of the client to see, can they access equity in that property to help me then go again, and again, as well. And that’s where I guess the benefit of having the correct loan structure really plays a significant role in achieving a client’s goal, whether it’s to be debt free, for example, in 20 years’ time, or if it’s to have 10 properties in 10 years, and then reverse engineering that will let us help them get there. Paul: Yeah, absolutely. And again, as always, I think there’s some very, very important components there, and you’re probably dead right on this, that the fact of the matter is, so many times we see it in both our industries, being an investment property buyer’s agent, being a mortgage broker structuring loans for clients looking at building multiple property portfolios, is if you don’t get it right in the first place, it’s so hard to undo. And it’s so much importance put into the first one, two and three properties as making sure that that is your foundation to be able to go and proliferate, if that is part of your goal. So, very savvy and sound advice as always, Aaron, thank you very much. Guys, I hope you enjoyed that information. And, as always, our details are at the bottom of the screen if you do wish to contact us and go through these details in a little bit more depth. So thanks again and see you soon.